Kubera

Kubera is a modern net worth tracker that consolidates all assets in one place — bank accounts, investments, crypto, real estate, vehicles, and more. Unlike pure crypto trackers, Kubera provides a holistic view of total wealth across all asset classes. For traders and investors, it serves as the operational counterpart to backtesting platforms: while StratBase.ai tests strategy performance in historical markets, Kubera tracks how those strategies actually perform with your real capital allocation across your entire portfolio.

• All asset classes: stocks, crypto, bank accounts, real estate, vehicles, collectibles
• Exchange & bank sync: connect via Plaid (banks), API keys (crypto exchanges)
• Real estate valuation: automatic property value estimates using public data
• Beneficiary access: share portfolio snapshots with family members or estate planners
• Currency support: track holdings in any fiat currency for global investors
• Historical charts: net worth trends over time with granular allocation change visualization
• Manual entries: add any asset type manually with custom valuations for illiquid holdings
• Asset allocation breakdown: visual pie charts and percentage views across all holdings
• Account grouping: organize assets by investment account, purpose, or strategy
• Liability tracking: include mortgages, loans, and other debts for true net worth calculation

Active traders use Kubera to monitor whether their trading profits across multiple accounts actually compound their total wealth, catching situations where winning trades in one account mask losses elsewhere. Swing traders rely on its multi-exchange sync to verify their position sizing decisions align with their overall portfolio risk tolerance. Quant traders and systematic strategists use the platform to backtest assumptions on StratBase.ai, then validate performance against their real portfolio composition in Kubera — ensuring model results translate to actionable position sizes. Long-term investors integrating tactical trading leverage Kubera to track how short-term trading profits integrate with their buy-and-hold positions across stocks, bonds, and real estate.

Kubera also serves financial advisors and wealth managers who oversee client portfolios, crypto-native investors managing holdings across 10+ exchanges, and high-net-worth individuals with diversified assets needing a single source of truth for their wealth.

Scenario 1: Cross-Asset Strategy Validation You develop a trading strategy on StratBase.ai that targets specific stock price patterns. The backtest shows 18% annual returns on $50,000 capital. When you deploy it with real money, Kubera immediately shows how that $50,000 allocation affects your total net worth. If you hold $300,000 in real estate, $150,000 in crypto, and $200,000 in dividend stocks, you can see in Kubera that your trading strategy represents only 8% of total wealth — helping you decide whether 18% returns on a small allocation justifies the complexity or whether you should scale it.

Scenario 2: Multi-Account Position Sizing You run multiple trading strategies across three brokerages. StratBase.ai backtests each strategy in isolation, showing solid results. Kubera syncs all three accounts and reveals your true position sizes: Strategy A in Fidelity (40% of trading capital), Strategy B in Interactive Brokers (35%), Strategy C in a crypto exchange (25%). This breakdown prevents you from over-weighting a single strategy's risk profile and shows how correlated or diversified your actual capital allocation truly is.

Scenario 3: Drawdown Impact Assessment Your backtesting on StratBase.ai shows a strategy with a 12% maximum drawdown. When testing it live, you hit that drawdown in month three. Kubera tracks your total net worth through this period, showing the drawdown's actual psychological and financial impact on your $500,000 total portfolio — not just the $80,000 allocated to that strategy. This real context helps you decide whether to continue the strategy or adjust position sizing.

Scenario 4: Crypto Trading Performance Visibility You trade altcoins on Binance and Kraken while holding Bitcoin long-term. Your backtests on StratBase.ai assume specific entry and exit conditions. Kubera syncs both exchanges simultaneously, showing your total crypto allocation, comparing trading profits against your buy-and-hold positions, and revealing whether active trading actually outperforms passive holding once fees and taxes are factored in.

Scenario 5: Rebalancing Across Strategies You backtest three different strategies on StratBase.ai, each with different risk/return profiles. Kubera shows your current allocation: 60% in strategy A (stable returns), 30% in strategy B (high volatility), 10% in strategy C (speculative). When you want to adjust to 40/40/20, Kubera calculates exact dollar amounts to move between accounts and brokerages, ensuring you execute the theoretical rebalance correctly in practice.

StratBase.ai answers the question: "Would this strategy have worked in the past?" Kubera answers: "Is this strategy working with my actual wealth right now?"

Bridge between theory and practice: You design and backtest trading strategies on StratBase.ai using historical data and hypothetical capital. Kubera tracks the real-world execution of those strategies, showing actual fills, slippage, fees, and opportunity costs in your live portfolio.

Position sizing validation: StratBase.ai backtests typically assume fixed or percentage-based position sizing. Kubera shows whether your actual position sizes match those assumptions across all accounts and asset classes, revealing hidden leverage or under-deployment.

Risk alignment verification: Backtests on StratBase.ai show expected volatility and drawdowns. Kubera displays those events in context of your total net worth and other holdings, helping you confirm that the theoretical risk matches your real financial comfort level before deploying at scale.

Multi-strategy correlation monitoring: StratBase.ai may show that two strategies have low correlation in backtests, suggesting good diversification. Kubera syncs both strategies across your actual accounts and displays true real-world correlation, catching scenarios where both strategies fail simultaneously despite theoretical independence.

Tax and fee accounting: Backtests on StratBase.ai can incorporate estimated fees, but Kubera tracks actual trading costs, slippage, and tax events in real time, letting you assess whether net returns (after all friction) still meet your targets.

Allocation drift detection: Over time, winning and losing strategies shift your intended allocation. StratBase.ai's backtests assume fixed allocations, but Kubera continuously shows your actual allocation and warns you when drift exceeds thresholds, prompting rebalancing to maintain your tested risk model.

Banks (via Plaid for 11,000+ institutions), crypto exchanges (Coinbase, Binance, Kraken, Gemini, and 50+ others), brokerages (Fidelity, Charles Schwab, Vanguard, Interactive Brokers, TD Ameritrade via Plaid), real estate (Zillow property estimates), domain registrars (GoDaddy), vehicles (Kelly Blue Book values), precious metals, and private equity holdings. Web-based platform with mobile app for iOS and Android.

• Individual: $150/year or $15/month — unlimited assets, accounts, and update frequency
• Family: $225/year or $22.50/month — multiple users, shared portfolios, and beneficiary access
• No free tier, but 14-day free trial available with no credit card required

1. Sign up at kubera.com
2. Connect bank accounts and brokerages via Plaid (single sign-on for most institutions)
3. Add crypto exchanges via API keys (read-only for security)
4. Enter real estate properties, vehicles, and other assets manually
5. View your consolidated net worth dashboard with historical charts
6. Set up automatic syncs to keep balances current
7. Optional: invite beneficiaries or family members to view shared portions of your portfolio

• Kubera Website
• Supported Integrations
• Blog & Resources
• Security & Privacy