Trading 212
European broker. Stocks, ETF with no commissions. Pies for auto-investing.
Overview
Trading 212 is a European fintech company founded in 2004 in Sofia, Bulgaria by Borislav Nedialkov and Ivan Ashminov. Originally launched as Avus Capital, the company rebranded to Trading 212 and has grown to serve over 3 million clients across Europe and the UK. Trading 212 was one of the first brokers in Europe to offer commission-free stock trading.
Trading 212 is regulated by the FCA (UK) and CySEC (Cyprus). The platform operates through two entities: Trading 212 UK Ltd (FCA) and Trading 212 Markets Ltd (CySEC). Client funds are protected under the FSCS (up to GBP 85,000 in the UK) and the ICF (up to EUR 20,000 in the EU).
Trading 212 is known for its user-friendly mobile app, commission-free investing in real stocks and ETFs, its innovative AutoInvest feature (automated pie-based portfolios), and competitive interest rates on uninvested cash. The platform appeals to both beginner investors and those looking for a simple, low-cost way to build long-term portfolios.
Key Features
- Commission-free investing: $0 for real stocks and ETFs
- AutoInvest: Automated investing in custom "pies" (portfolio allocations)
- Fractional shares: Invest from as little as EUR 1
- Interest on cash: Up to 5.1% APY on uninvested funds (varies by currency)
- CFD trading: Forex, indices, commodities, stocks CFDs (separate account)
- ISA account: Tax-free investing for UK residents (Stocks & Shares ISA)
- Multi-currency support: Trade in EUR, GBP, USD, and other currencies
- Community pies: Share and copy portfolio allocations from other users
Supported Markets
| Market Type | Details | |-------------|---------| | Stocks | 12,000+ real shares from US, UK, EU exchanges | | ETFs | 500+ ETFs commission-free | | Forex CFDs | 180+ currency pairs | | Index CFDs | Major global indices | | Commodity CFDs | Gold, silver, oil, natural gas | | Stock CFDs | 3,000+ stock CFDs |
Fee Structure
| Type | Fee | |------|-----| | Real Stocks & ETFs | 0% commission | | CFD Forex spread | From 0.8 pip (EUR/USD) | | Currency conversion | 0.15% (Invest), 0.50% (CFD) | | Account minimum | EUR 1 / GBP 1 | | Withdrawal | Free | | Inactivity fee | None |
Platforms & Interfaces
- Trading 212 Mobile: Primary platform — iOS and Android app
- Trading 212 Web: Browser-based trading at trading212.com
- Trading 212 Desktop: Desktop application for Windows
- AutoInvest: Automated portfolio management via custom pies
Regulation
- FCA (United Kingdom)
- CySEC (Cyprus / European Union)
- FSCS protection up to GBP 85,000 (UK)
- ICF protection up to EUR 20,000 (EU)
Getting Started
- Download the Trading 212 app or visit trading212.com
- Register and verify identity with government ID
- Deposit from EUR 1 via bank transfer, card, or e-wallet
- Start investing in stocks/ETFs or trading CFDs